Help fund the fight

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Cancer Insurance

Cancer insurance may help pay some of the expenses related to the treatment of a covered cancer diagnosis, routine cancer screenings to help with early detection and benefit funds may even be used for daily living expenses. Plus, multiple plan options are available to cover you, your spouse or your children. If you or a family member are diagnosed with cancer, Cancer insurance may help fund your fight.

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What are the benefits of cancer insurance?

We understand the emotional and financial impact that may come with cancer treatment. If you or a family member are diagnosed, APL’s Cancer insurance* may help cover the costs associated with detecting and treating cancer, so you can give your health and well-being the attention they deserve.

Why Buy Cancer Insurance?

Dealing with cancer can demand your full attention. Discover how Cancer insurance can help you stay focused on the fight ahead.

More than just cancer treatment

APL’s Cancer insurance has options to help support you in every step of your recovery, including transportation and lodging for you and your family members, second and third surgical evaluations, physical therapy, psychotherapy and benefits for many other phases of your healing journey.

Radiation therapy, Chemotherapy, Immunotherapy and Hormone Therapy

APL’s cancer plans provide coverage for conventional and experimental cancer treatments, helping you access the most effective therapies available.

Cancer Screening Benefit

Screening benefits may help cover diagnostic testing, follow-up testing and medical imaging expenses associated with cancer diagnosis.

Surgical Benefits

The surgical benefit not only helps cover expenses for the surgical procedure itself but may also help with anesthesia, bone marrow and stem cell transplant costs, and even assistance for prosthesis.

Cancer-Related Care

Other optional benefits include hospital confinement, transplants, prescriptions, home health care, hospice care, medical equipment and many others to help ease you into a comfortable recovery.

Questions? We’re here to help!

Find answers to the most commonly asked questions.

If you prefer to talk, you can always call us at 800-256-8606.

Adding dependents to your coverage after the policy has been issued is subject to insurability requirements and requires a new application. Call your agent or contact us by email or call 800-256-8606 and we’ll connect you with your agent. Once we receive your application, we’ll carefully evaluate your application for new coverage and inform you of our decision via mail.

Please be sure all requests are submitted to our office at least 30 days before the desired effective date of coverage.

Are copies of my medical bills acceptable or do you require the original bills?

We need the actual itemized bill with the diagnosis code from your provider with a breakdown of charges for each date of service. Typically, bills you receive in the mail (balance forward statements) don’t contain enough information to process a claim. However, you should be able to obtain this information by contacting your provider’s office directly.

Do I have to fill out a claim form?

For consideration of most benefits, you need to complete a claim form either by filing your claim online in the Online Service Center or a paper claim form.

We may also need a signed Authorization to request additional information from your doctor to assist us in reviewing your claim, which is included in the claim form to help expedite the process.

Save time by uploading your claim form and supporting documentation from your Online Service Center account, or submit forms by fax at 877-365-9423 or mail to:

P.O. Box 248950,
Oklahoma City, OK 73124-8950

*This Cancer policy provides limited benefits.

Underwritten by American Public Life Insurance Company. This product contains limitations, exclusions and waiting periods. For complete benefits and other provisions, please refer to the policy/certificate/rider. A hospital is not an institution, or part thereof, used as: a hospice unit, including any bed designated as a hospice or a swing bed; a convalescent home; a rest or nursing facility; a rehabilitative facility; an extended-care facility; a skilled nursing facility or facility primarily affording custodial, educational care, or care or treatment for persons suffering from mental diseases or disorders, or care for the aged, or drug or alcohol addiction. All benefits may not be available in all states and is inappropriate for people who are eligible for Medicaid coverage.

Other products listed may contain limitations, exclusions and waiting periods. See your specific policy for full coverage details. All benefits may not be available in all states. Some products may not replace Workers’ Compensation Insurance and may be inappropriate for people who are eligible for Medicaid coverage.