Your workforce benefits partner
APL offers workforce benefits that may cover costs when major medical insurance doesn’t – helping individuals and families with out-of-pocket expenses and providing brokers and groups with solutions for today’s workforce.
Even the best medical insurance may have deductibles and copays. Help protect yourself from the high cost of a covered accidental injury.
Cancer can be devastating, but you may get financial protection to help cover expenses associated with the detection and treatment of a covered cancer diagnosis.
Help be financially prepared in the event of a heart attack, stroke, cancer or other covered condition.
Short Term Disability insurance may help protect your paycheck if you experience a covered disability, with cash benefits paid directly to you.
The benefits of APL’s Limited Benefit Hospital Indemnity, Accident and Critical Illness insurance – all in one. With one competitive rate and plans that focus on the coverage you need most.
For more than just hospitalization, it may help cover costs associated with visits to doctors’ offices, emergency rooms, urgent care facilities and more.
When costs may not be fully covered by your major medical plan, gap insurance may help pay those out-of-pocket expenses like high deductibles, copays and coinsurance.
Multiple plan options may help provide peace of mind for the future.
Whether working from home, the office or on the go – we help provide financial protection, technology solutions and benefits education that are accessible to all employees, all the time.
Access the tools and online resources you need to easily manage your coverage.
Underwritten by American Public Life Insurance Company. These products may contain limitations, exclusions and waiting periods. See your specific policy for full coverage details. A hospital is not an institution, or part thereof, used as a place for rehabilitation, a place for rest or for the aged, a nursing or convalescent home, a long-term nursing unit or geriatrics ward, or an extended care facility for the care of convalescent, rehabilitative or ambulatory patients. All benefits may not be available in all states. Some products may not replace Workers’ Compensation Insurance and may be inappropriate for people who are eligible for Medicaid coverage.