Workforce Benefits that work for

you

• brokers
• groups
• individuals

Even the best medical insurance may have deductibles and copays. Help protect yourself from the high cost of a covered accidental injury.

Cancer can be devastating, but you may get financial protection to help cover expenses associated with the detection and treatment of a covered cancer diagnosis.

Help be financially prepared in the event of a heart attack, stroke, cancer or other covered condition.

Short Term Disability insurance may help protect your paycheck if you experience a covered disability, with cash benefits paid directly to you.

The benefits of APL’s Limited Benefit Hospital Indemnity, Accident and Critical Illness insurance – all in one. With one competitive rate and plans that focus on the coverage you need most.

For more than just hospitalization, it may help cover costs associated with visits to doctors’ offices, emergency rooms, urgent care facilities and more.

When costs may not be fully covered by your major medical plan, gap insurance may help pay those out-of-pocket expenses like high deductibles, copays and coinsurance.

Multiple plan options may help provide peace of mind for the future.