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Short-Term Disability Insurance

If your paycheck stopped today due to an unexpected accident or sickness, would you be able to cover your bills? Help protect your income with a group disability plan from APL.

Help Protect Your Paycheck


Is your paycheck a luxury or a necessity? If you become disabled, how would you provide for your basic needs?


A sudden accident or illness can lead to a loss of income. There’s a 3 in 10 chance of a person suffering a disabling illness or injury that would keep them out of work for three months or more. 30 percent of full-time employees said they are not confident about paying their bills if they or another family member was out of work for three months.*


Our short-term disability insurance may help protect your paycheck if you become disabled. Benefits are paid directly to you, not to a doctor or your employer.


Benefits may help cover:

  • Rent or mortgage payments
  • Utilities
  • Groceries
  • Credit card payments
  • Other daily living expenses
  • And more


In your time of need, let short-term disability insurance help provide a cash benefit so you can focus on getting back to work. 


 *LIMRA: 2015 Disability Insurance Awareness Month, May 2015

The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For complete information, please consult the product brochure for your state or contact APL.

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Want to offer APL's short-term disability insurance to your clients? Become one of our brokers and start partnering today!

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