Accident Only Insurance
Accidents can happen anytime, anywhere and without warning. Help protect yourself and your family against the high cost of an unexpected accident.
Accidents Can Be Costly
When accidents happen, they’re often followed by unexpected bills that may add insult to injury. Even with health insurance, you may still have expenses such as doctor bills, ambulance charges and emergency room fees.
Our group accident insurance plans may help offset the unexpected medical expenses that may result from a covered accidental injury.
Benefits include:
- Inpatient/Outpatient treatment
- Emergency treatment in a hospital ER or physician’s office
- Ground or air ambulance transportation
- Accidental death and dismemberment
- And more
These benefits are paid directly to you when you need them most. You can’t prevent accidents from happening, but with an accident plan, you can have financial protection, just in case.
The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For complete information, please consult the product brochure for your state or contact APL. This product is inappropriate for people who are eligible for Medicaid coverage.
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Hospital Indemnity Insurance
A typical family of four will spend $24,671 per year on medical costs.* Help offset those expenses with our Hospital Indemnity plan.
*2015 Milliman's Medical Index, May 2015
Gap Insurance
Do you have a high-deductible major medical plan? Our gap insurance may help pay out-of-pocket medical expenses such as deductibles, co-insurance or co-payments.
Short-Term Disability Insurance
If your paycheck stopped today due to an unexpected accident or sickness, would you be able to cover your bills? Help protect your income with a disability plan from APL.
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