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Protect Tomorrow

We know you value financial strength and stability. It’s our financial well-being that enables us to uphold the promises we make to you. After all, that’s the reason we’re in business. Our insurance products can help provide financial protection to you in your time of need. 

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Gap Insurance

Gap Insurance

Do you have a high-deductible major medical plan? Our gap insurance may help pay out-of-pocket medical expenses such as deductibles, co-insurance or co-payments.

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Accident Insurance

Accident Insurance

Accidents can happen anytime, anywhere and without warning. Help protect yourself and your family against the high cost of an unexpected accident.

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Hospital Indemnity Insurance

Hospital Indemnity Insurance

A typical family of four will spend $24,671 per year on medical costs.* Help offset those expenses with our Hospital Indemnity plan.

*2015 Milliman's Medical Index, May 2015

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Critical Illness Insurance

Critical Illness Insurance

Today’s major medical health insurance plans may leave you with unexpected expenses following a critical illness such as heart attack, stroke or spinal injury. See how our Critical Illness plan may help.

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Short-Term Disability Insurance

Short-Term Disability Insurance

If your paycheck stopped today due to an unexpected accident or sickness, would you be able to cover your bills? Help protect your income with a disability plan from APL.

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Cancer Insurance

Cancer Insurance

Today, it’s rare to find someone who doesn’t have a friend, coworker, neighbor or family member touched by cancer. Learn how a cancer plan from APL may help with expenses associated with the treatment of cancer. 

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Term Life Insurance

Term Life Insurance

While it’s impossible to emotionally compensate for the loss of a loved one, life insurance may ease expenses. Find out how APL’s secure, dependable coverage may serve you well in a time of need.

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These products may contain limitations, exclusions and waiting periods. Not all products are available in all states. For more complete information, please consult the actual product brochure series applicable to your state. These products may be inappropriate for people who are eligible for Medicaid coverage. 

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