Cancer, Accident, Critical Illness, MEDlink®, Hospital Indemnity and Life Insurance
Dependents being added to coverage after the policy has been issued are subject to insurability. To add dependents, please have the employee complete a new application, which can be obtained from your agent or you may email us and we’ll have an agent contact you. Upon receipt of the request, a determination will be made for the issuance of the new coverage. We will notify the employee of the issuance decision and, if necessary, send a new payroll authorization for the employee to sign. Requests to add dependents must be received in our office 30 days prior to the desired effective date.
Dependents can be added to dental policies on the policy anniversary date or at any time when a qualifying event has occurred. Qualifying events include:
- Birth of a Child
- Adoption of a child or placement of a foster child
- A change in spouse's employment
- Death of a spouse
Dependents can be added by completing a new application. If the Dependents are being added due to a qualifying event, a brief description of the event should be stated on the back of the application. Requests to add dependents must be received in our office 30 days prior to the desired effective date.