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HIPAA Privacy Notice

HDA/S The Smart Heart Policy

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The HDA/S is Medical Treatment for all forms of heart disease and stroke can be expensive... but there is help for this expense...the Smart Heart Policy.

  Highlights
  • The Smart Heart Policy provides the following benefits for certain losses incurred as a direct result of Heart Disease, Heart Attack or Stroke.
  • Smart Heart Benefits:
    • Blood/Plasma/Platelets
    • Private Duty Nursing
    • In-Patient Physicians Expense
    • In-Hospital Drugs and Medicine
    • In-Patient Surgical Expense
    • Anesthetist Expense Benefit
    • Angioplasty or Heart Catherization Expense
    • Electrocardiogram Expense - Oxygen Expense
    • Physical or Speech Therapy
    • Skilled Nursing Home/Extended Care Facility
    • Ambulance Expense Benefit
    • Transportation Expense
    • Lodging Expense Benefit
    • Government, Eleemosynary or Charity Hospital
    • Heart Transplant Expense
  • Policy Features:
    • Guaranteed Renewable for Life, subject to change in premiums by class.
    • Benefits are paid directly to you, unless you assign them.
    • Benefits are paid in addition to any other coverage you may have.
    • Plan is portable. It's a benefit that you can keep if you change jobs or retire.
Optional Benefits/Riders
  • As part of your SMART HEART POLICY, you may choose to include a Lump Sum Benefit. This valuable benefit is available in amounts of:
    • $1,000
    • $2,000
    • $3,000
    • $4,000
    • $5,000
 

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