Supplemental Limited Benefit Medical Expense Insurance

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At APL, we know that many employers are feeling the pain of ever-increasing deductibles and coinsurance. Supplemental insurance, commonly called "medical gap insurance", can help relieve the financial drain by helping to cover some of the out-of-pocket expenses that aren’t paid by major medical insurance.

APL’s MEDlink® series plans have been providing supplemental medical solutions for employers since 2001. The MEDlink® series products are flexible and can be designed to work with a wide variety of high-deductible major medical plans.

Highlights (Policy Form MEDlink® Series):

• Guaranteed to Issue
• Benefits paid directly to the insured or can be assigned to the provider
• Available through payroll deduction (minimum 5 lives)
• Flexible plan designs

The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

For Agent Use Only. Not For Consumer Distribution.